As I mentioned in a previous post we are paying for my mom's nursing home care since she does not qualify for Medicaid.  Her social security payment covers about half of her monthly expenses so we are required to pay the rest.  Is anyone else in this situation?  What are your thoughts on the government paying more for people so they don't have to spend their life savings on long term care?

Why not try to hire a private nurse, my friend's father hired a direct private nurse from philippines and he said it is much cheaper than to hire here.. most of licensed nurse from philippines are very good.

Findin what help you are entitled to from the Government is not clear or easy to find out.  The rules seem to be different everytime you look into it.  I know other people are in the same boat but I highly recomend you have a look at the advice pages on a website I found called Compare Care Homes:

www.comarecarehomes.com

Hello,
Under certain limited conditions, Medicare will pay some nursing home costs for Medicare beneficiaries who require skilled nursing or rehabilitation services. To be covered, you must receive the services from a Medicare certified skilled nursing home after a qualifying hospital stay. A qualifying hospital stay is the amount of time spent in a hospital just prior to entering a nursing home. This is at least three days. To learn more about Medicare payment for skilled nursing home costs, contact your Medicare Fiscal Intermediary or the State Health Insurance Assistance Program in your State.  As the population ages, more and more of us are faced with the prospect of moving either ourselves or an older family member into a nursing home. It may be a decision that arrives suddenly after a recent hospitalization or you may have gradually noticed more and more needs becoming difficult to manage in other types of housing.

Thanks,

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There's this partnership life insurance policy, I just don't know if it's applicable in your case.